Get paid for investing in your health.
HealthReturns rewards measurable progress in the health signals that matter, so taking care of yourself pays off now.
A better way to value health
Too often, good health goes unnoticed until something breaks. HealthReturns recognizes meaningful improvement and sustained good health, helping prevention show up as something people can see, earn, and trust.
Earn more as you progress
There are no penalties. Everyone starts at zero and earns their way up.
Participation
~5% rebate
Enroll and establish your baseline
- Complete enrollment
- Connect a health source
- Capture baseline metrics
Improvement
~15% rebate
Show improvement or maintain healthy ranges
- Improve from baseline
- OR maintain excellent metrics
- Complete preventive actions
Excellence
~30% rebate
Sustained improvement or sustained excellence
- Consistent improvement
- OR sustained healthy ranges
- Ongoing engagement
Fair for everyone
It doesn't matter where you start. What matters is that you're moving forward.
Improvement is rewarded
Getting healthier earns you money back, even if you're starting from scratch.
Staying healthy counts too
Already in good shape? You can earn the same rebates by maintaining it.
Your data stays private
Your employer sees participation, not your numbers. That's the whole point.
Compliance is built in
HealthReturns meets ACA requirements. No penalties, only rewards.
Use devices you own
Connect a Garmin, Oura, WHOOP, Fitbit, or enter data manually.
Always know where you stand
Your dashboard shows your level and what it takes to reach the next one.
Works with what you have
Connect devices you already own, or enter data manually.
Reduce Costs. Increase Engagement.
HealthReturns helps self-insured employers deliver wellness incentives that actually work, without compliance risk.
- Measurable risk reduction through biomarker tracking
- ACA-compliant program design built-in
- Aggregate analytics only (no individual health data access)
- High participation through fair, transparent incentives
Your Health. Your Rewards. Your Privacy.
Take control of your wellness journey and earn real financial benefits while keeping your health data private.
- Fair regardless of your starting health
- Voluntary participation, never penalized
- Your employer never sees your health metrics
- Clear paths to earn premium rebates
Ready to get started?
If your employer offers HealthReturns, you can sign up now.